Amazon. com Help Use Your Amazon Rewards Visa Signature Points at Amazon. com

Amazon Rewards Visa Signature

Estimated Rewards

2 Year NetRewards

Ongoing NetRewards

Category Annual Spend Rewards

Dining	$7,200.00	$144.00
Gas	$3,600.00	$72.00
Other	$18,000.00	$1.80
Signup Bonus	$0.00 (Not Earned)
Annual Fee	$0.00

Information

Credit Rating Required

Everyday Rewards

Special Rewards

Signup Bonus

Features and Benefits

$50 Amazon. com Gift Card will be instantly loaded into your Amazon. com account upon the approval of your credit card application.

3% Back

Earn 3% Back at Amazon. com.

2% Back

Earn 2% Back at restaurants, gas stations and drugstores.

Earn 1% Back on all other purchases.

No annual credit card fee.

Shop with Points at Amazon. com

You can redeem your points every day toward millions of items when you shop at Amazon. com. During checkout, you can see your points balance and choose how many points to use.

In addition to using your rewards at Amazon. com, you can also redeem for cash back, gift cards, and travel on Chase. com.

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside of the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your Amazon Rewards Visa Signature Card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.

Lost Luggage Reimbursement

If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.

Baggage Delay Insurance

You can be reimbursed for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.

Travel and Emergency Assistance

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

Zero Fraud Liability

With Zero Fraud Liability, you will never be held accountable for unauthorized purchases on your Amazon Rewards Visa Signature Card.

Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your Amazon Rewards Visa Signature Card. Coverage is provided for theft and collision damage for most rental cars in the U. S. and abroad. In the U. S., coverage is secondary to your personal insurance.

Travel and Emergency Assistance

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

Roadside Dispatch

If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.

Extended Warranty Protection

Sometimes even the best products can break, but your Amazon Rewards Visa Signature Card extends the time period for the U. S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.

Purchase Protection

Your Amazon Rewards Visa Signature Card covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Visa Signature® Luxury Hotel Collection

Choose from over 900 luxury hotels around the world. Cardmembers receive the best available rate, automatic room upgrades (when available), complimentary in-room Wi-Fi (when available) and more.

Visa Signature® Concierge Service

Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift. To access this service, simply call 1-800-953-7392.

Amazon Rewards Visa Signature Credit Card Review

Full Disclosure: We may be financially compensated when you click on links to credit card products from our advertising partners, such as American Express, Chase, Citi & Capital One. Opinions and product recommendations on this site are ours alone, and have not been influenced, reviewed or approved by the issuer. See our Advertiser Disclosure for more details. Thanks!

U. P. Rating? The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

"Save Even More on Amazon"

While not a points card, this Amazon credit card will save you big not only on Amazon, but also in gas, restaurants, and drugstores. A simple card with no annual fee for the online shopper!

You’ve run out of toilet paper, you need a new rug, and you want to shop for another TV. Luckily, Amazon is just a click away.

When you use the Chase Amazon Rewards Visa Card, you’ll not only get the convenience of home delivery, but you can now save even more money!

Card Snapshot

Welcome Bonus & Info (Partner Content)

Get a $50 Amazon. com gift card upon approval 3% cash-back for purchases on Amazon. com 2% cash-back for purchases at gas stations, restaurants, and drugstores/pharmacies 1% cash-back for all other purchases Use cash-back directly on Amazon. com; 100 pts = $1 Also redeem for other awards in Chase’s online portal, including statement credit, gift cards, or even travel!

Dining Drugstores Gas (Driving) Online Shopping

The > If you’re a digital shopper, then you will likely find value in the Chase Amazon Rewards Visa Card!

Amazon Rewards Card Sign-Up Bonus

Signing up for the Amazon credit card right now will give you the sign-up bonus mentioned above. Then, you’ll earn 3% cash-back on all Amazon purchases by using the card.

Not stopping there, the Amazon Rewards Card also earns 2% cash-back in three different categories: restaurants, drugstores, and gas stations. All of these accumulate on your card to be used for cash-back rewards.

This card has no annual fee, so all the cash-back you earn goes directly in your pocket!

The Advantage of Using the Amazon Rewards Card

The most obvious benefit of the card is getting 3% cash-back on all of your Amazon purchases. Not only do you get the potential savings by shopping online, but you also get a 3% discount on top of that.

You can still use other coupons, discounts, or gift cards on top of that to get an even better deal, which makes the card even more powerful.

If you’re not much of a traveler, but you drive around town, have prescriptions, and eat out a lot, then the Amazon reward credit card is a great option. You’ll get 2% cash-back at all of these places.

Any cash-back you earn accumulates in your portal, although it exists outside of Chase Ultimate Rewards. You can use the cash-back in the Chase portal for gift cards, statement credit, and even travel!

Reward points can also be used to offset your Amazon balance directly if you choose; this will be at the typical value of 100 points per $1.

Bottom Line: The Amazon Rewards Card is ideal for non-travelers who frequently shop on Amazon, eat out, get gas, and use drugstores. The 2-3% cash-back has no limits, but rewards cannot be redeemed for better than 100 points per $1.

The Pros and Cons of Using the Card for Travel Redemptions

The good news about the Amazon credit card is that you can use it for travel. The bad news is that if you do, it’s not as valuable as other rewards cards.

While there used to be fixed price rewards that could get a slightly higher value, rewards are now only available at standard 100 points per $1.

Even worse, the reward points can’t be combined with any other Chase cards.

For those who primarily use a hotel card, you can use the Amazon Rewards Card for flights and that hotel card to book hotels.

Disadvantages of the Card and Alternatives

As discussed above, the disadvantages are that the Amazon reward credit card rewards cannot be combined with those of other Chase cards. You also won’t be able to boost the value of the points past $0.01 each.

If you don’t really utilize the categories this card earns in, then it will probably be a disappointment for you.

Alternative cash-back cards include the following:

While the Citibank and Capital One cards above earn evenly for all purchases, the Chase Freedom® and Blue Cash Preferred® Card from American Express have a variety of different categories they earn in.

These include the rotating Chase categories as well as supermarkets, gas stations, and department stores (U. S. stores only for American Express cards).

Bottom Line: The Amazon Rewards Card rivals the other cash-back cards out there. Deciding which one will be most valuable for you depends on what categories you spend in the most, so review each card as necessary.

Final Thoughts on the Card

For a big Amazon shopper, this card is incredible. Giving you a constant 3% cash-back will certainly allow you to save some money to pay for something else you need.

The addition of 2% cash back for a card that has no annual fee is great, and easily rivals the other cash-back cards out there if you’re spending in the right categories.

Having multiple redemption options also is a plus, although they’re all about the same value. All things considered, the Amazon Rewards Card should be something you can use with confidence.

Great Card If

You’re a big Amazon shopper! You also use a lot of gas, utilize the drugstore, and eat out frequently

Don't Get If

You are looking for higher value travel rewards You don’t utilize the card categories

Annual Fee

See Issuer's Terms

See Issuer's Terms

See Issuer's Terms

U. P. Pro Tips

To maximize your cash-back, you just need to be sure to use your Chase Amazon. com Rewards Visa Card for all purchases in the categories the card covers.

Be aware that you can purchase almost anything on Amazon these days, so you may want to shift even more of your purchasing there to maximize your rewards.

You can purchase almost anything on Amazon. com. Browse around and see if things you would normally buy at the store are just as cost effective online, and earn 3% cash-back for the purchases!

Best Way To Maximize Points

The obvious way to maximize cash-back with the Amazon Rewards Card is to use Amazon to make the majority of your purchases, which immediately earns 3% cash-back.

If your spending is also heavy toward gas, dining, and drugstores, then you will definitely be maximizing your cash-back by using this card.

Some ways to further maximize your reward points strategy:

Tip #1: Use in combination with other cards. While you can’t combine the points, this card may work well in conjunction with other cards anywhere you’d only earn 1% with the Amazon credit card.

For instance, common categories not covered are travel (including both airfare and hotels), supermarkets, business expenses, and department stores.

Combining the Amazon credit card with other cards that cover these categories will ensure you’re earning the most rewards for your spending. Check out our airline, hotel, business, and travel rewards card reviews for some ideas.

For example, you may want to go with an across-the-board-earner like the Discover it Miles Card or Barclaycard Arrival Plus™ World Elite MasterCard® to fill the gaps while earning travel rewards.

Tip #2: Utilize more Amazon products, including:

Amazon Prime for video, music, and books Amazon Prime Now for immediate needs, groceries, and more from local stores Amazon Home Service Requests for household service needs Amazon Garage for auto parts Amazon Fresh for groceries

For almost anything you need–even things such as plants, household goods, snacks, and more–you can save 3% by buying through Amazon, and get two-day delivery if using Prime.

Tip #3: Use the gift card trick. You can get gift cards for Amazon or other places through the marketplace and earn 3% back.

This option is great for gifts or for purchasing gift cards in categories the card does not earn in, such as grocery stores, home improvement stores, and department stores.

Purchase gift cards from Amazon for whatever you need elsewhere, and you’ll earn 3% cash-back on the purchases!

Best Way To Redeem Points

Unfortunately, the Amazon Rewards Card rewards don’t go above a $0.01 per point value, no matter how you redeem.

Note that the card has minimum redemption amounts that must be used depending on the award. For instance, to get a gift card you would have to redeem a minimum of 2,500 points.

There are a few things worth mentioning in order to ensure you get the most value:

Tip #1: Don’t use your reward points for direct payment on Amazon. com.

While your points will be worth the stated value of $0.01 each, You miss out on the opportunity to earn 3% cash-back, and therefore diminish the value of your purchase.

See the Card Math section for details.

Tip #2: Don’t use your points for gift cards to gas stations, restaurants, or drugstores.

The same explanation applies as Tip #1; see Card Math for details.

Tip #3: Redeem points for domestic travel. This option does not interfere with your earnings categories, and allows you to purchase domestic tickets with your points.

Domestic travel typically gives a $0.01 to $0.015 per point value when using loyalty programs, so you will be redeeming for the same value.

Tip #4: Redeem reward points for statement credit. This option is the easiest and safest bet.

By using points for statement credit, you ensure you get the full value of the points you have earned while continuing to earn on all your purchases.

This is also easier than purchasing travel with the card, which will take some effort in calling Chase and booking the flight. You also miss out on the 1% cash-back you could earn for the ticket.

Amazon. com is your only partner with this card. You can book travel with any carrier at a set value, but there are no bonuses for a specific partner.

The Gritty Details: Everything Else You Need To Know

You can find more information possible alternatives to this card in our piece, The 10+ Best Credit Cards for Amazon. com Purchases.

What is the Amazon Rewards Card? Why should I get it?

It is the official card for Amazon. It offers 3% cash-back on all purchases from Amazon. com (though not for other Amazon domains like “.co. uk,” “.co. au,” and so on).

This card also earns 2% cash-back in the categories of gas stations, restaurants, and drugstores, and earns 1% everywhere else.

If you’re a big user of these categories, this will be a great card for you if you are just looking for a cash-back credit card. However, if you’re looking for a travel rewards card, then you should look elsewhere.

What is the Amazon Rewards Card annual fee?

The Amazon credit card has a $0 annual fee.

What is the Amazon Rewards Card interest rate? Can you also do a balance transfer?

This card carries a variable interest rate. You can do balance transfers at the same interest rate.

How does the Amazon Rewards Card work? Where can the card be used?

The Amazon credit card works like any other normal card, and it can be used anywhere that accepts Visa credit cards.

You’ll earn 1%-3% cash-back depending on the category of each purchase, and the cash-back can be used for statement credit, gift cards, and even travel.

What bank issues the Amazon Rewards Card?

Chase Bank issues the card.

Where do you send your Amazon Rewards Card payment?

You will send your card payment directly to Chase Bank.

What are the Amazon Rewards Visa Card rewards?

Cash-back from the card can be used for statement credit, gift cards, and purchasing travel. The rewards are worth $0.01 per reward point and the value cannot be manipulated in any way.

What is the Amazon Rewards Visa Card login?

You can log in to your card through the normal Chase login, and Chase also has a dedicated login page.

About Brian Graham

Ink Business Preferred℠ Credit Card

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards® Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open No foreign transaction fees Employee cards at no additional cost $95 Annual Fee

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

2 comments

Please cancel credit card.

Hi Joyce, we’re just a travel blog 🙂 You’ll need to call the number on the back of your credit card so you can speak to the bank in order to get it cancelled. Thanks

Amazon Rewards Visa Signature Credit Card Review

Amazon is known for low, low prices on nearly everything you can think of to purchase. And with next day delivery on many items, it’s the perfect choice for busy shoppers. Now, with the Amazon Rewards Visa Signature Card, you can get even more savings on things you buy every day. Plus, there’s no annual membership fee to use the card, and you can earn a bonus $50 Amazon gift card instantly. Read on to find out if the Amazon Rewards Visa Signature credit card is the right one for you.

Amazon Rewards Visa Signature Credit Card

The Amazon Rewards Visa Signature credit card offers 3% cash back on all purchases at Amazon. com, 2% cash back on gas, restaurants and drugstore purchases, and 1% cash back on everything else. As an added bonus, you’ll get access to a long list of premium perks offered only to Visa Signature customers.

Upon approval of this credit card you’ll instantly receive a $50 Amazon gift card bonus! There is no minimum balance to redeem cash back rewards, and points are easily redeemed at Amazon. com during checkout. Plus, you can monitor your points balance at any time.

Amazon Rewards Visa Signature Card Benefits

There are many reasons to love the Amazon Rewards Visa Signature credit card. Obviously, if you do a lot of shopping at Amazon. com you can earn 3% cash back on all Amazon purchases. In addition, you can travel the world with confidence since this card comes with No annual fee and No foreign transaction fee.

Here are many of the benefits you get as an Amazon Rewards Visa Signature cardholder.

Get a $50 Amazon. com gift card upon credit card approval Earn 3% cashback on Amazon purchases, 2% cashback at gas stations, restaurants and drugstores, and 1% cashback on everything else $0 annual membership fee No foreign transaction fee No minimum on cash back redemption Travel and emergency assistance Lost luggage reimbursement Travel accident insurance Auto rental collision damage waiver Purchase protection Extended warranty protection Comes with Visa Signature benefits

With the Amazon Rewards Visa Signature credit card, you are Not required to be an Amazon Prime member to receive cash back rewards. This means you can use the credit card anywhere you shop and still earn rewards on Amazon.

Visa Signature Premium Perks

Since the Amazon Rewards Visa Signature credit card is part of the Visa family, you get access to premium perks. This includes the Visa Signature Luxury Hotel Collection, where you can choose to stay at over 900 hotels across the world. As a cardmember you’ll receive the best rates, room upgrades, complimentary Wi-Fi, and more.

The second premium perk you get as a cardmember is the Visa Signature Concierge Service, which is available 24 hours a day. Get access to tickets for sporting events, entertainment venues, dinner reservations, and more. Visa’s team will even help you find the perfect gift for that special someone, all included as a member of the Amazon Rewards Visa Signature credit card.

Amazon Rewards Visa Signature Card Disadvantages

While you can use the Amazon Rewards Visa card anywhere that Visa credit cards are accepted, the rewards earned are only available for redemption on Amazon. com. Of course, this isn’t a problem if you make a lot of purchases on Amazon.

Be sure to take these factors into consideration if you tend to carry a balance on your credit cards.

No special financing offers Points are only redeemed on Amazon

The Bottom Line

As someone who enjoys shopping with Amazon, choosing the Amazon Rewards Visa Signature credit card is an excellent choice. With no annual fee and foreign transaction fee you can start earning points towards all your Amazon purchases. Get 1-3% cash back on daily purchases at gas stations, restaurants, drugstores, and of course Amazon. com. And if approved, you’ll instantly receive a $50 Amazon gift card bonus! You are Not required to be an Amazon Prime member, so you can start shopping and earning points on Amazon today.

Editorial Note: The information related to Amazon Rewards Visa Signature Card has been collected by Credit Cards Explained and has not been reviewed or provided by the issuer of this card.

First published June 6, 2017 , last updated March 22, 2019

Amazon Prime Rewards Visa Signature Card Review: 5% Back at Amazon + Whole Foods

My Money Blog has partnered with CardRatings for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. Thank you for your support.

(Updated: Now with 5% back at Whole Foods for Amazon Prime members. Amazon recently announced free 2-hour delivery from Whole Foods in 4 US cities, with nationwide rollout expected later this year…)

Chase and Amazon have rolled out the Amazon Prime Rewards Visa Signature Card, a new credit card (not store card) available only to Amazon Prime members. Highlights:

5% back at Amazon. com and Whole Foods Market for Amazon Prime members. If you stop your Prime membership, you’ll be downgraded to 3% back. 2% Back at restaurants, gas stations, and drugstores. 1% Back on all other purchases. Sign-up bonus of variable amount based on each person’s account. I was offered a $70 Amazon Gift Certificate. Click on the “Apply Now” link to see your personalized offer, you’ll have time to stop the application. No foreign transaction fees. No annual fee. Extended warranty protection. Extends the time period for the U. S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less. Purchase Protection. Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Existing Amazon Rewards Visa Signature cardholder? If you have the original card and are an Amazon Prime subscriber, you should be “upgraded” to this new card automatically. You may see the change online first (your linked purchases will start earning 5% back instead of just 3% back) before you actually receive a new physical card.

Commentary. I recently did a Amazon Store Card review, about a retail card issued by Synchrony Bank that was only valid at Amazon. com. My overall opinion of this credit card is similar, except for the extended warranty protection. If you use gift cards to buy things at Amazon, you will forgo the extended warranty protection and purchase protection that many other credit cards offer. With this card, you will get the extended warranty protection and 5% cash back. How much is an extra year’s warranty worth? Depends on how many big-ticket items you buy at Amazon and how likely you’ll actually remember to use this benefit.

My rough rule of thumb is that a “hard” credit check can reliably net me at least $500 in value, usually from credit card sign-up bonuses but also potentially from bank bonuses and higher interest. It is very rare that I shop at any specific retailer enough to get $500 in savings. For example, it would take $10,000 of Amazon purchases at 5% back to net me $500 in cash back. (2% back at restaurants, gas stations, and drugstores only draws a yawn when I can get that much cash back on everything. 1% cash back on everything else… zzzz.)

Now, the addition of the 5% back at Whole Foods adds a wrinkle for those that shop at Whole Foods regularly. If you were only getting 2% back before, now 5% on the combined spending at Amazon and Whole Foods might become more compelling. (Amazon recently announced it will offer free two-hour delivery of Whole Foods groceries in four cities – Austin, Cincinnati, Dallas and Virginia Beach. The plan is to expand delivery nationwide later in 2018.)

For the casual Amazon shopper, 5% rotating category credit cards often have Amazon or a place that sells Amazon gift cards as an eligible category. Other cards like the American Express Blue Cash Preferred offer 6% back at grocery stores (that sell Amazon gift cards) or Chase Ink Business cards offer 5% back at office supply stores (that sell Amazon gift cards). Basically, there are other ways that I can stock up on Amazon gift cards at 5% off without having this card.

Bottom line. If you are a loyal Prime member that spends a lot of money at Amazon and/or Whole Foods and prefer simplicity, the Amazon Prime Rewards Visa Signature Card can add up to serious rewards. Be sure to make it your default card for your Amazon account. You can then track all your Amazon spending on one card, and also get extended warranty protection and purchase protection. As with any rewards credit card, you should always pay off your bill in full as the annual interest rate on balances is significantly higher than 5%.