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How to Shop for FREE at Amazon. com



Do you love shopping at Amazon. com? Do you or your family members have an ever growing wishlist of items that you'd like to purchase from Amazon? Do you find yourself spending too much money at Amazon. com? If you answered YES to any of these questions then this blog will help you satisfy your Amazon cravings without busting your budget! Keep reading and you'll soon be on your way to shopping for FREE at Amazon. com!



So What's This All About?



I'm creating this blog to share the many ways I've found to earn Amazon Rewards. By implementing the techniques explained in the following blog posts and using the links and banners in the sidebar anyone can learn how to earn Amazon rewards and increase their personal purchasing power, without spending any of their "real money."



(Scroll down to skip intro and see the most recent blog posts)



Whether you shop Amazon for books, electronics, toys, household items, or any of the thousands of other products available you will benefit by implementing any or all of the following strategies. All of the websites I use for earning Amazon rewards are FREE to join. There are no membership fees, catches, or gotchas involved. All have paid me in Amazon Rewards as promised.



The information I provide here is FREE . Just click the Follow button or SUBSCRIBE to this blog and you'll receive FREE updates whenever I add new information. Please share this site with your FACEBOOK and TWITTER friends who also love shopping at Amazon.



I'm a stay at home mom who loves a great deal, getting FREE stuff and helping others do the same. If I can do it, so can you! I invite you to join me in my quest to Shop for FREE at Amazon. com!



Tuesday, September 28, 2010



New! Use American Express Membership Rewards Points at Amazon. com!



I logged into my Amex Account this morning and discovered something NEW that I wanted to share with you! You can now use your American Express Membership Rewards points as payment for Amazon orders!



Here's how it works and what you need to do:



1) You must have an American Express card/account and be enrolled in their Membership Rewards program.



2) Sign into your American Express account.



3) Click through the Membership Rewards link on the right side of the screen.



4) Click through the phrase "Shop with Points at Amazon. com."



5) Click continue and you'll be able to read all the details of this program.



6) Now click the "Get Started" button and register all of your eligible American Express cards/accounts.



7) The next time you place an Amazon order you will have the option of using your Amex Membership Rewards points towards your purchase. You can even combine these points with Amazon Rewards/Gift Codes that you've earned from Swagbucks or taking surveys or other sources! Any remaining balance will then be billed to the registered American Express card, which in turn will earn you more rewards points to spend at Amazon.



Starwood Preferred Guest® Business Credit Card from American Express





Additional Information



Sign-up Bonus



Application Requirements



    Has annual fee


How To Apply Starwood Preferred Guest® Business Credit Card from American Express


Press the “Apply” button below! Complete the application with your personal details and financial details. Review and submit your application.

How To Use Starwood Preferred Guest® Business Credit Card from American Express


You can only use the Starwood Preferred Guest® Business Credit Card from American Express at Business You can use the Starwood Preferred Guest® Business Credit Card from American Express anywhere that Visa/Master is accepted Pay your balance on time. Avo >

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Great rewards like 4x on gas & dining make this not only a keeper card, but an everyday card that is my #1 goto option. Free anniversery night easily offsets the annual fee.



Great rewards like 4x on gas & dining make this not only a keeper card, but an everyday card that is my #1 goto option. Free anniversery night easily offsets the annual fee.



More Credit Cards Like Starwood Preferred Guest® Business Credit Card from American Express



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About Cards-Offer



About three-quarters of Americans have at least one credit card, In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.



How To Apply For A Credit Card



Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

    Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved. If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying. If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card. To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.



Never miss a good chance to get a better Credit Card. Get top Credit Card Notifications from more than 100 Credit Card Categories!



Amazon Business Prime American Express Card



Advertiser Disclosure



Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.



American Express is a Credit Card Insider advertiser.



The information related to Amazon Business Prime American Express Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.





Amazon Business Prime American Express Card



Highlights & Features



    5% cash back at:
      Amazon. com Amazon Business Amazon Web Services (AWS) Whole Foods Market

    2% cash back at:
      U. S. restaurants U. S. gas stations U. S. wireless telephone services

    1% cash back for all other purchases


INTRODUCTORY BONUS



Balance Transfers



A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.




Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None



Penalty APR 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee None
Foreign Transaction Fee None


Cash Advances



Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.




    Cash Advance APR: 26.99% Variable Cash Advance Fee: 3%, $5 minimum



ABOUT THE ISSUER


American Express



American Express has several card types depending on your needs.



Manage your Account & Pay your Bill



You can usually pay your bill online on your



Speak to Customer Service



Amazon Business Prime American Express Card


Highlights



    5% cash back at Amazon, Amazon Business, AWS, and Whole Foods Market 2% cash back at U. S. restaurants, gas stations, and wireless telephone services Option to take 90 days to pay for Amazon purchases, interest free, instead of earning cash back $125 Amazon gift card upon account approval Amazon Business enhanced data views Discounts at select merchants through Amex Offers Shopping and travel protections No foreign transaction fees No annual fee


The information related to Amazon Business Prime American Express Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.



The Amazon Business Prime American Express Card is designed for small business owners who use Amazon Prime, and often make business purchases through Amazon or affiliated services.



This is a metal card which requires an Amazon Prime or Business Prime membership. If you don’t have a Prime membership you’ll get the Amazon Business American Express Card, which offers less in rewards and a shorter repayment period (it’s also made of metal).



Cardholders get 5% cash back at:




    Amazon. com Amazon Business Amazon Web Services (AWS) Whole Foods Markets



And 2% cash back is earned at U. S. gas stations, U. S. restaurants, and U. S. providers of wireless telephone services.



After being approved for the card you’ll get a $125 Amazon. com gift card, with no spending requirement.



Instead of earning 5% cash back for Amazon purchases, cardholders can choose to get 90 days to pay without being charged interest. This is a rare feature, which could be very useful if your business needs some extra time to pay for expenses.



You’ll get some business benefits, including Enhanced data views, the ability to Transfer transactions to QuickBooks, and up to 99 employee cards, all for free. Extra discounts are available through the Amex Offers program, and there are a number of Shopping and travel benefits.



The Amazon Business Prime American Express Card has No annual fee, and no foreign transaction fees. Balance transfers are not allowed with this card.



© 2019 Credit Card Insider



ADVERTISER DISCLOSURE: Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers.



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DISCLAIMER: All information posted to this site was accurate at the time of its initial publication. Efforts have been made to keep the content up to date and accurate. However, Credit Card Insider does not make any guarantees about the accuracy or completeness of the information provided. For complete details of any products mentioned, visit bank or issuer website.



Business Green Rewards Card from American Express Review



Full Disclosure: We may be financially compensated when you click on links to credit card products from our advertising partners, such as American Express, Chase, Citi & Capital One. Opinions and product recommendations on this site are ours alone, and have not been influenced, reviewed or approved by the issuer. See our Advertiser Disclosure for more details. Thanks!





U. P. Rating? The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.



"Earn Rewards for Your Business Spending"



This entry-level business card earns points for your business spending, which you can redeem in a simple-to-use rewards program. Business owners will appreciate the suite of tools designed to simplify finances.





Most people recognize the American Express® Green Card by sight due to its classic green design. Many of you have probably carried that card yourself at one time.



But did you know the familiar Green Card is available for your small business too?



The Business Green Rewards Card from American Express gives you the same great benefits of the personal card with added benefits for business owners!



Card Snapshot



    Welcome Bonus & Info (Partner Content)


    Limited Time Offer: Earn 3X Membership Rewards® points on your combined eligible purchases on the Card, up to the first $50,000, at U. S. restaurants, on hotel stays booked directly with hotels, and on airfare purchased directly from airlines in the first 3 months of Card Membership. Offer Ends 11/6/2019. Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website Earn one Membership Rewards® point for each dollar you spend on eligible purchases Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment $95 Annual Fee Terms & Limitations Apply See Rates & Fees


    None


The > The Business Green Rewards Card from American Express was designed with the small business owner in mind.



Welcome Bonus, Earning Categories, and Points



The Business Green Rewards Card from American Express usually has a decent welcome bonus (see table above), and the $95 annual fee.



In the first 3 months of card membership, you’ll earn 3x points on combined purchases at U. S. restaurants, hotel stays booked directly with hotels, and airfare purchases purchased directing from airlines in combined purchases up to $50,000. This bonus offer ends 11/6/2019.



You’ll also earn 2x points when you book travel through Amex Travel, then 1 point per dollar on all other purchases.



Bottom Line: Earn 1x points for all purchases, but 2x when using the Business Green Rewards Card from American Express through the Amex Travel Portal. The card costs $95 per year.



Benefits of the Business Green Rewards Card from American Express



A nice feature of the card is that rather than having a set limit, you have a flexible spending limit.



Your limit will adjust based on your use of the card, payment history, and other factors to better meet the changing needs of your small business.



Membership Rewards points earned with the card can be redeemed for hundreds of rewards from airlines, hotels, restaurants, retailers, and other brands.



In fact, you can use Membership Rewards points to pay for part of a flight or hotel with American Express Travel through the Pay with Points program.



Bottom Line: There is no set credit limit on the Business Green Rewards Card from American Express; you have flexible spending power. You can also combine your points with other Membership Rewards cards to earn travel rewards!



Small Business Benefits



Small business owners will appreciate the fact that Business Green Rewards Card from American Express has a lower annual fee than other Amex business card, and offers free employee cards.



The business credit card also comes with the many benefits offered by American Express to help run your business smoothly.



Take, for example, your account’s ability to connect to QuickBooks and ReceiptMatch, 2 tools that work together to help you manage your business expenses.



ReceiptMatch allows you to attach receipts, tags, and notes to your American Express card transactions, which can then be uploaded straight to QuickBooks.



Stay abreast of payment due dates, employee spending, and any suspicious activity on your card by setting up account alerts from your online account. You can always access your account through the online statements at the mobile and tablet apps.



If you don’t have time to review your statements and make payments, you can select a partner or employee to manage these tasks for you through the account manager feature.



Bottom Line: Small business owners will appreciate the many different Amex benefits that come from being a cardholder of the Business Green Rewards Card from American Express.



Perks With the Card



American Express has a reputation for offering some of the best credit card perks and insurances, from shopping and fraud protection to travel assistance.



For instance, with purchase protection, your purchases are protected against accidental damage and theft for up to 90 days from the date of purchase.



In addition, you can add up to 1 year to the original U. S. manufacturer’s warranty on items purchased with the card through the extended warranty feature.



Car rental loss and damage insurance can be invaluable if you and your team rent vehicles on a regular basis while traveling. This protects rental cars from theft or damage when you decline the collision damage waiver and pay with your card.



Speaking of traveling, the roadside assistance hotline can give you peace of mind when on the road. Just call the number on the back of your card to get help recharging a battery, changing a flat tire, or something else.



These are just some of the credit card insurances available when you use the card or other participating American Express credit cards.



Bottom Line: The Business Green Rewards Card from American Express comes with many different types of insurance and protections, including purchase protection, extended warranty, car rental insurance, and more!



Drawbacks of the Business Green Rewards Card from American Express



As with any credit card offer, there are a couple of drawbacks of the Business Green Rewards Card from American Express.

First, you must make your payments in full every month. This is different from with The Blue Business℠ Plus Credit Card from American Express, which allows you to spread payments over time (with interest).



Another caveat is the lack of bonus earnings categories. Basically, you earn 1 point per $1 spent with the card with no extra points for purchases at office supply stores, restaurants, or other select categories.



If you would like to earn more for your spending in certain categories, you may prefer The Business Gold Rewards Card from American Express.



The Amex Business Gold card offers 5 bonus categories related to business spending: airfare, select U. S. advertising, U. S. gas stations, U. S. shipping, and select U. S. computer services. Earn 3x points for the category you choose and 2x points for the rest.



The Blue Business Plus card has also updated its earning rate, and now earns 2x points on all purchases on the first $50,000 each year, after which it will earn 1x points.



Fees are another drawback of the card. There is a 2.7% foreign transaction fee on any purchases made while abroad.



If you and your employees regularly travel outside the country, you may find more value in a credit card without foreign transaction fees, such as The Plum Card® from American Express.



Not only does it free you from foreign transaction fees, but this card also gives you a 1.5% discount when you pay your bill early. However, the annual fee is $250 after the first year.



Bottom Line: You must make payments in full each month with the Business Green Cards, and unlike other business cards there aren’t any special bonus categories. It also has a 2.7% foreign transaction fee.



Final Thoughts



While the Business Green card lacks the earnings categories and high welcome bonuses of some of the other American Express cards, it does provide some value for small business owners.



Businesses that experience frequent travel expenses can earn points quickly by booking through American Express Travel for 2x points on most purchases, and a limited bonus in the first 3 months of card membership.



Points earned with the card can be redeemed for rewards from over 500 leading travel, merchandise, and entertainment brands. Plus, access to the suite of tools for business owners can be worth the price of the annual fee.



Great Card If



    You and your employees travel frequently You will use the suite of tools available for small businesses You want a card that earns Membership Rewards points


Don't Get If



    You want the option to spread out your monthly payments (with interest) You prefer to earn cash-back rewards You travel outside the U. S. regularly and will incur foreign transaction fees


    Annual Fee


    $39 or 2.99% of any past due Pay in Full amount, whichever is greater.


U. P. Pro Tips



Overall, most purchases made with the Business Green Rewards Card from American Express are worth 1 point per $1. One exception is most travel booked through American Express Travel.



Therefore, using American Express Travel to handle as much of your business travel arrangements as possible can be a smart strategy to accrue more Membership Rewards points.



As we mentioned previously, travel purchases eligible for 2x points include airline tickets, prepaid hotel stays (including those made from The Hotel Collection), flight/hotel packages, and cruise reservations.



You won’t earn 2x points for rental car reservations or bookings for Fine Hotels & Resorts.



Earn 2x Membership Rewards points when you book eligible travel through American Express Travel.



Best Way to Maximize Points



OK, so you can earn 2x points for booking through American Express Travel and 1x points for your other purchases. But how can you rack up as many points as possible with the Business Green Rewards Card from American Express?



Here are some tips to get you on your way:



Tip #1: Make your first purchase to get your bonus points. You have 3 months to do it and qualify for the welcome offer to receive the Membership Rewards points!



Tip #2: Get cards for your employees. The more people in your business earning points, the more points in your Membership Rewards. Plus, there’s no annual fee for the cards.



You’ll be happy to know you have control over employee spending limits. Set them online or by calling the number on the back of the card.



Tip #3: This is one of the American Express business credit cards that requires you to pay your balance in full each month.



Be sure to make your payment on time to ensure you don’t forfeit your Membership Rewards points and incur costly fees.



Tip #4: Do you have an American Express personal card that earns Membership Rewards? Link it to your business credit card and accumulate tons of Membership Rewards points!



Combine points earned with multiple American Express Membership Rewards cards and qualify for bigger points redemptions!



Best Way to Redeem Points



When it comes to redeeming Amex points, there are plenty of options, ranging in value from $0.006 per point to more than $0.02 per point.



Option #1: Statement Credit



Pay your Business Green Rewards Card from American Express statement balance with Membership Rewards points. Points are valued at $0.006 each when redeemed for a statement credit.



Option #2: Shopping



Gift Cards



Choose from a wide selection of Membership Rewards gift cards in a wide range of categories like dining, entertainment, and much more. The points value will vary depending on the gift card, but ranges between $0.006 and $0.01 per point.



Use points to pay for all of your purchase, or combine them with cash when you shop through the American Express Membership Rewards portal.



You’ll find hundreds of technology, office, beauty, and other products in the online mall. You can even redeem for events. Redemptions in the shopping portal are valued at $0.005 per point.



Amazon. com and BestBuy. com



Want to pay for your Amazon. com and BestBuy. com shopping cart with Membership Rewards points? Points are valued at $0.007 per point when used directly with these 2 online retailers.



Option #3: Event Tickets



Tickets through Ticketmaster, Telecharge, and AXS



If you’re looking for tickets to an upcoming concert or event through Telecharge. com, Ticketmaster, or AXS, you can pay with Membership Rewards points. These points are valued at $0.005 each.



Option #4: Donate to Charity



For those who want to give back, donating to charity using Membership Rewards points can be a terrific opportunity. The first 500,000 points donated each calendar year are valued at $0.01 each. Make a donation starting at 1,000 points.



Option #5: Travel



Transfer to a Loyalty Program Partner



When you have an Amex card that can transfer points to partners, you open up the most valuable way to use your points.



Currently, 4 hotel loyalty programs and 16 airline loyalty programs participate (see below). Transfer your points to most partners at a 1:1 ratio and redeem for as much as $0.02 per point!



You will have to pay a transfer fee of $0.0006 per point (up to $99), but when you consider the potential of piggybacking on the loyalty program redemption rate, it can the most valuable redemption option.



Redeem Points Through American Express Travel



Use your points to pay for all or part of your rewards travel, starting with 5,000 Membership Rewards points. Points for flights are valued at $0.01 per point, and other options are valued between $0.007-$0.005 per point.



There are no blackout dates, and you get a flexible seat selection!



Car Rentals and Amtrak



Redeem points toward rental cars and Amtrak starting at 5,000 points.



As a cardholder, you have access to 20 airline and hotel loyalty program partners.




Amex Airline Transfer Partner Min Transfer Transfer Ratio

(Amex > Partner) Transfer Time
AeroMexico

1,000 1:1.6 2-12 days
Air Canada 1,000 1:1 Almost Instant
Alitalia 1,000 1:1 Almost Instant
Aer Lingus 1,000 1:1 Almost Instant
ANA 1,000 1:1 3 days
Avianca LifeMiles 1,000 1:1 Almost instant
British Airways

1,000 1:1 Almost Instant
Cathay Pacific 1,000 1:1 Up to 1 Week
Delta Air Lines 1,000 1:1 Almost Instant
EL AL 1,000 50:1 Almost Instant
Emirates 1,000 1:1 Almost Instant
Etihad Airways 1,000 1:1 Almost Instant
FlyingBlue AirFrance/KLM 1,000 1:1 Almost Instant
Hawaiian 1,000 1:1 Almost Instant
Iberia 1,000 1:1 1-3 days
JetBlue 250 1:0.8 Almost Instant
Qantas 500 1:1 Almost Instant
Singapore Airlines 1,000 1:1 1-2 days
Virgin Atlantic 1,000 1:1 1-2 days


Amex Hotel Transfer Partner Min Transfer Transfer Ratio

(Amex > Partner) Transfer Time
Choice Privileges 1,000 1:1 Almost Instant
Hilton Honors 1,000 1:2 Almost Instant
Marriott Bonvoy 1,000 1:1 Almost Instant



The Gritty Details: Everything Else You Need to Know



As with any credit card, there are several things to keep in mind if you decide to use the Business Green Rewards Card from American Express.



First, unlike some Amex cards (such as The Blue Business℠ Plus Credit Card from American Express), you must pay your balance in full each month. Failing to do so will mean having to pay costly penalty fees and risk losing your earned points.



Also, although most purchases through Amex Travel earn 2x points, there are some exclusions. You can’t earn double points on purchases for car rentals or Fine Hotels & Resorts.



Expect it to take 10-12 weeks for points to be applied to your Membership Rewards account after payment.



In addition, American Express does not allow you to combine promotions. For instance, if you already have an American Express card, you can’t earn another welcome bonus.



The best way to ensure you understand the rules of using the card is to read the terms and conditions.



Other Unique Features



As a cardholder, you have access to certain travel and shopping benefits:



Travel Accident Insurance – When you book your trip using the card, you receive coverage that can protect you in case of accidental death or dismemberment during your travels.



Baggage Insurance Plan – You and your employees will enjoy peace of mind knowing your bags are insured against being lost, damaged, or stolen. Carry-on bags are covered up to $1,250 and checked bags up to $500.



Global Assist Hotline – With all the risks associated with travel (lost passport, illness, etc.), it’s nice to know you can call a number for help when more than 100 miles from home.



Car Rental Loss and Damage Insurance – Receive coverage in case your rental car is lost or stolen when you use the Business Green Rewards Card.



Roadside Assistance Hotline – Don’t waste time worrying about what can happen on the road! Roadside assistance provides services such as recharging your battery, changing a flat tire, and more.



Return Protection – You may receive a refund if you are unable to return an item to the merchant you purchased it from within 90 days. Refunds are limited to $300 per item and $1,000 per year.



Extended Warranty – Add up to a year on the original manufacturer’s warranty for an item purchased with the card.



Purchase Protection – If an item you purchased is stolen or accidentally damaged within 90 days, you may be covered.



American Express business cards also provide the following business-related benefits:



ReceiptMatch – Take a photo of a receipt with the app and it will be added to the transaction on your online statement. You can also add tags and notes. This benefit is only available with business cards from American Express.



Online Statements – Stay on top of your credit card account with online statements. You can budget expenses, prepare reports, and view your purchase history.



Account Alerts – No more late payments when you set up account alerts to notify you when due dates are approaching! You can also set up alerts to monitor employee card use and notify you of irregular card activity.



Dispute Resolution – American Express will resolve issues of fraudulent activity or incorrect statement charges.



Account Manager – Assign an account manager to take care of tasks like managing employee cards, making payments, managing disputes, and reviewing statements.



Mobile and Tablet Apps– Use the mobile and tablet apps to manage your account no matter where you are through your smartphone or tablet. View benefits, pay your monthly bill or check your current balance.



For rates and fees of the Business Green Rewards Card from American Express, click here.



Photo Credits:


Man on laptop: Have a nice day Photo/Shutterstock

Man on laptop at airport michaeljung

Woman at laptop at home Billion Photos

Man on smartphone with credit card mirtmirt


What is the Business Green Rewards Card from American Express? Should I get it?



The card can be well worth it for small business owners who travel domestically and use it to pay for monthly expenses.



While the card has a $95 annual fee, it has the potential to earn plenty of points (2x for travel through American Express Travel, 1x everything else).



In addition to coming with a suite of tools designed for the small business owner, the card offers travel and shopping insurances.



Which card is better, The Blue Business℠ Plus Credit Card from American Express or The Business Green Rewards Card from American Express?



The Blue Business℠ Plus Credit Card from American Express earns 2x reward points on all purchases for the first $50,000 in a year, after which it earns 1x points.



The 2x bonus also applies to the Amex Travel portal and Amex partners, even after the $50k limit. Additionally, it typically comes with an intro APR on purchases and has no annual fee.



While it has the potential to earn more points than The Business Green Rewards Card from American Express, there is a caveat.



You can’t transfer points to the 20 travel partners in the Membership Rewards program unless you have another American Express card that allows it, such as The Amex EveryDay® Preferred Credit Card from American Express.



If you do have a card in the program, you can pool the points you’ve earned with both cards and transfer them together.



Another big difference between the cards is that purchases made with The Blue Business℠ Plus Credit Card from American Express do not need to be paid in full each month. You can spread payments over time, though interest will apply.



How does The Business Green Rewards Card from American Express compare to the SimplyCash® Plus Business Credit Card from American Express?



The SimplyCash® Plus Business Credit Card from American Express is a cash-back credit card that doesn’t earn Membership Rewards points.



It earns 5% cash-back on wireless telephone services and at office supply stores, as well as 3% on a category of your choice out of 8 options (up to $50,000). It earns 1% on everything else.



Cash-back is applied as statement credit. It’s a good choice for small business owners who want cash-back to pay off expenses rather than Membership Rewards.



The Business Green Rewards Card from American Express earns 1-2 points per $1 spent, which can be redeemed for Membership Rewards including statement credit, shopping, gift cards, travel, and more.



What is the annual fee for The Business Green Rewards Card from American Express? Is there an annual fee for employee cards?



The annual fee is $95. That gives you a chance to try out the card for 12 months before having to pay for it.



No, there is no annual fee for employee cards.



Does The Business Green Rewards Card from American Express have a 0% intro APR offer?



No, there is no APR associated with the card because your balance must be paid in full each month.



Is The Business Green Rewards Card from American Express a Membership Rewards card?



Yes, earn 1-2 Membership Rewards points per $1 for using the card.



How much are points worth with the Business Green Rewards Card from American Express worth when making redemptions?



It depends on the reward. Redemptions range from $.006 (statement credit) as high as $0.02 (airline and hotel transfer partners).



When do Membership Rewards points earned with The Business Green Rewards Card from American Express expire?



The only way your Membership Rewards points will expire is if you cancel all of your American Express rewards cards. Just keep at least one card open that earns Amex Membership Rewards, and you won’t lose your points.





About Alex Miller



Business Green Rewards Card from American Express



    Limited Time Offer: Earn 3X Membership Rewards® points on your combined eligible purchases on the Card, up to the first $50,000, at U. S. restaurants, on hotel stays booked directly with hotels, and on airfare purchased directly from airlines in the first 3 months of Card Membership. Offer Ends 11/6/2019. Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website Earn one Membership Rewards® point for each dollar you spend on eligible purchases Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment $95 Annual Fee Terms & Limitations Apply See Rates & Fees


Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

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