Change credit card (default payment method) on Amazon

The first credit card you add on Amazon. com is automatically set as the default. Unless you added an Amazon gift card to your account, whose balance is automatically applied as payment, every order will be paid with the default credit card for that address, or the one you pick after clicking "Change" for another payment method in the checkout page. If you've added a rewards credit card like Citi, you can use your ThankYou points to pay for orders.

Go to Amazon. com, and log into your account if needed. Then, mouse over the "Your Account" dropdown (near top right corner), and select "Your Account". Click on Manage Address Book under the third section. On Amazon, default payment options are tied to shipping / delivery addresses, not to your credit cards. And here's how you change your default shipping address.

I'm assuming that you have already changed your shipping address to the default you want. It is automatically selected for each order, but you can change that in the checkout screen. Now you just need to tie the credit card you want as default to your default shipping address. If the current Payment method showing on the page isn't the one you want, click on the Edit button.

Select a credit card on the next screen and click Continue. To use A new credit card as default payment method, select the "Provide new payment method information" option instead, and follow the steps to add it to your account.

You will get a "Your address has been successfully updated" confirmation message at the end. Make sure that the correct credit card is attached to that address, and you are done! Remember that the default credit card is just a convenience. You just need to click on the Change link in the checkout screen to use another type of payment, including your bank's checking account. That screen will Also allow you to make the card you pick as the new default.

Is Using a Credit Card on Amazon Safe?

Amazon doesn't make business checking accounts a payment option; only personal accounts.

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1 The Best Ways to Pay for Merchandise on the Internet 2 Ways to Pay on Amazon 3 Is Your Debit Card Information Safe With Google Wallet? 4 Tips on Online Banking

Amazon handles a truckload of transactions each year. In the company's 2012 fiscal year, for example, the company totaled more than $61 billion worth of sales. In the mix of all of these transactions, there's always the danger of credit card fraud. The Federal Trade Commission, though, notes that although credit card fraud could happen because of high-tech hacking, generally the problem lies in a lack if vigilance on the card-holder's part. For both customers and businesses using Amazon to sell their wares, there are reasons to feel safe using a credit card.

Paying with credit and debit cards is the payment method featured most prominently by Amazon. One reason for that is because Amazon uses Secure Sockets Layer (SSL) software to encrypt your credit card number, making your number impossible to read without two "keys" to decode the encryption -- which anyone intent on stealing your info won't have. Other methods of payment include paying directly from your checking account or signing up for Amazon Payments, which is connected to your bank account.

Protection

Even with all the safeguards Amazon employs to keep your credit card information safe, there's no such thing as fail-safe security. However, if your information is stolen somehow, any successful cybercriminals will only have temporarily stolen your credit, not your cash, while your financial institution investigates the fraud. Plus, even if fraud did occur after using your credit card, the FTC notes, if you report the fraud you'll only be liable for up to $50.

Prevention

The FTC gives tips (link in References) about how you can protect yourself and your business from credit card fraud online. One of those tips is to submit your credit card information only to reputable companies when making purchases -- and Amazon, given its position as a leading online retailer, qualifies as a reputable company. Also, if you print out all of your Amazon purchase receipts, you'll have an accessible record of credit card purchases so you can quickly spot fraud if it does occur. Beyond that, Amazon advises that you never send your credit card information in an email as a form of payment.

Alternative

While purchasing directly from Amazon with your credit card is mostly safe, buying from third-party vendors on Amazon is a bit different, since you're dealing individual sellers and not Amazon itself. In such cases, the Amazon Payments service gives you the option of adding money to an Amazon Payments account, to which you can add money from your bank account. When you're finalizing your purchase from a third-party, you can opt to use your Amazon Payments balance to make the purchase, instead of a credit card. This is a safer way to pay, as you don't have to share your banking information with the third-party seller.

Amazon. com Help: Assign a Checking Account as a Payment Option

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Getting Pa > KDP pays royalties every month, approximately 60 days after the end of the month in which they were earned. For example, you'll be paid in October for royalties earned in August, as long as they meet the minimum threshold. You'll receive separate royalty payments for each Amazon marketplace in which you have chosen to distribute your title. Available payment methods (direct deposit, wire transfer, or check) are based on the location of your bank. Your bank may have fees associated with some payments. Please contact your bank to verify fees associated with receiving payments.

Payment schedule

KDP pays royalties monthly, approximately 60 days after the end of the month in which the royalties are earned, as long as they meet the minimum thresholds. Direct deposit payments do not have a threshold.

Month royalties were earned	When you'll receive royalty payment*
January	End of March
February	End of April
March	End of May
April	End of June
May	End of July
June	End of August
July	End of September
August	End of October
September	End of November
October	End of December
November	End of January
December	End of February

*For check and wire payments there is a minimum threshold in each marketplace after deducting the applicable tax withholding. If your royalty earnings fall below the threshold for check and wire payments, we will keep a running total and issue payment once the amount exceeds the minimum threshold.

Direct deposit

Choosing direct deposit, also known as electronic funds transfer (EFT), as a payment method allows you to receive your earned royalties without a minimum threshold before the funds are released to you; in a more secure and environmentally friendly way than paper checks; and in your local currency. There's also a handling fee of $8/£8/€8 per check payment to authors who reside in the US, UK, or EU countries/regions where we offer direct deposit.

To avoid the handling fee, sign up for direct deposit:

Go to your KDP account. Complete two-step verification. Under Getting Paid, click Add a bank account. Choose your country or region of residence and click OK. Enter your bank account information according to your country/region requirements and click Done Click the plus sign next to the marketplace you want to update, and change the "Pay my royalties via" option from check to EFT. Choose your preferred currency and click Add bank account to add your bank account to each marketplace you update. Click Save.

After you switch to direct deposit, the change will take effect immediately. You'll be paid in full for all of your sales, regardless of the amount, in your local currency approximately 60 days after the end of the month in which the royalties accrued.

Payment options by location

When you're setting up your account information, you can choose how you'd like to receive your payments for sales from each Amazon marketplace. Available payment methods (direct deposit, wire transfer, or check) are based on the location of your bank. Customers pay in their local currencies, but we pay your royalties in the default currency of your bank account's location. The default currency can't be changed. You can use a bank account in another location to receive payments in that location's currency.

Video: Setting up EFT (U. S.)

While Amazon may support direct deposit (EFT) payments to the country or region where your bank account is located, some local banks require additional documentation to release funds from international electronic payments. Please work with your bank to determine the requirements to release direct deposit payments.

See available payment methods options based on your preferred bank location:

Payment thresholds

Direct deposit payments do not have a threshold. This means you'll be paid electronically in full no matter the amount accrued. However, when converting local royalty earnings to a different country or region, the amount to be paid after conversion must meet the minimum amount banks will allow us to send. For check and wire payments there is a minimum threshold in each marketplace after deducting the applicable tax withholding.

If your royalty earnings fall below the threshold for check and wire payments, we will keep a running total and issue payment once the amount exceeds the minimum threshold. Your payment occurs sixty days after the end of the month in which your royalties meet the threshold.

Local marketplace currency	Check threshold	Wire
Amazon. com	$100 USD
Amazon. co. uk	£100	£100
Amazon. es, .it, .fr, .nl, .de	€100	€100
Amazon. ca	$100 CAD	$100 CAD
Amazon. com. br	$100 USD	$100 USD
Amazon. com. mx	$100 USD	1,000 MXN
Amazon. co. jp	$100 USD	¥ 10,000
Amazon. in	$100 USD	$100 USD
Amazon. com. au	$100 USD	$100 AUD

Update your payment method

For security purposes, you cannot edit an existing bank account's details. You'll need to go to your account, delete the existing bank account, and then add a new bank account.

Video: Update your payment method from check to EFT

From check to direct deposit

Under My Account, click Getting Paid Click Add another bank account Choose the country or region where your bank is located Enter your bank account information according to your country/region requirements and click Add Scroll to the bottom and click Save to finish updating your banking details

To direct deposit for all Amazon marketplaces

Under My Account, click Getting Paid Choose Expand Details next to your current bank details for direct deposit payments Click on each Amazon marketplace, ensuring there is a Blue ring around the box each marketplace is shown within Scroll to the bottom and click Save to finish updating your payment preferences

Review or change your bank details

Add a bank account

The name provided in Author/Publisher Information should be the legal name of the author. In the Getting Paid section under Tell us about your bank, this name should match the name associated with the bank account.

To add a bank account:

Sign in to KDP and click Your Account at the top of the page (for security purposes, you will be taken to the sign-in page for account confirmation) In My Account, click Getting Paid Click Add Bank Account, choose the location of your bank account, and click Add Follow the steps below matching where your account is located

United States bank accounts

In the Account holder name box, enter your name exactly as it appears on your bank account Choose the Type of account — Checking or Savings Enter your Account Number and verify in the second box Enter your bank's ABA Routing number. This nine-digit code appears as the first set of numbers on the bottom of your checks. Your bank can also provide this number to you In the Name of bank box, enter your bank's name Click Add Scroll to the bottom and click Save to finish updating your payment preferences
European Union bank accounts

In the Account holder name box, enter your name exactly as it appears on your bank account Choose the Type of account—Checking or Savings Enter your bank's IBAN number Enter your bank's BIC code. Also known as, a SWIFT code, this 8- or 11-character code is available by contacting your bank In the Name of bank box, enter your bank's name Click Add Scroll to the bottom and click Save to finish updating your payment preferences
Japan bank accounts

In the Account holder name box, enter your name exactly as it appears on your bank account Choose the Type of account—Checking or Savings Enter your Account number and verify in the second box In the Name of bank box, enter your bank's name Enter your bank's Bank code Enter your bank's Branch code Click Add Scroll to the bottom and click Save to finish updating your payment preferences
Brazil bank accounts

Under BIC/SWIFT* (Optional), choose one of these options:
I want to provide my BIC/SWIFT code. If you choose this option, you'll be paid by EFT for sales on Amazon. com. br and by wire transfer for all other marketplaces. I don't want to provide my BIC/SWIFT code. If you choose this option, you'll be paid by EFT for sales on Amazon. com. br and by check for all other marketplaces.

Enter your BIC/SWIFT Code if you choose to provide it. For Account holder name, enter your name exactly as it appears on your bank account. For Type of account, choose Checking. We don't support payments to savings accounts. Enter or choose your Name of bank, and the Bank code field will auto-populate. Enter the first 4 numbers of your bank's Branch code without dashes or spaces. Branch codes are 4 or 5-digit codes on checks and bank cards, usually next to the account number. Enter your Account number without dashes or spaces. Account numbers are usually the second set of numbers on checks and bank cards. Enter your Account number and verify in the second box. Click Add. Scroll to the bottom of the page and click Save to finish updating your payment preferences.
*BIC means Bank Identification Code (also called SWIFT). It's needed to complete international money transfers. If you provide your BIC/SWIFT code, you can receive payments by wire transfer, which is faster than check payments.

Missing payment issues

If the information you enter in your KDP account doesn't exactly match the information your bank has on file for you, the bank will reject an electronic transfer of funds. If you use a pen name in your KDP Account Payment Settings which does not match your information on file with your bank, the bank will reject the payment.

Payment not received for all marketplaces

We pay royalties separately for each marketplace. The top reasons why publishers receive payments only for some marketplaces are:

Not all the marketplaces have accrued royalties. Not all the marketplaces have met the necessary threshold to process the payment (if the method is Check or Wire). When converting local royalty earnings to a different country, the amount to be paid after conversion didn't meet the minimum amount banks will allow us to send (if the method is EFT or Wire).

Report shows an EFT/WIRE payment, but payment doesn't appear in bank account

Direct deposit (EFT) payments can take 1-5 business days to show on your bank account from the payment date. In the case of wire payments, it can take 5-10 days. If in your Payments Report you see the amounts showing as "Paid," but the payment still does not appear in your account, please contact your financial institution for verification. If your bank is located in India, EFT payments can take 7-10 business days past the payment date before they show in your bank account.

Check has not arrived

Check delivery time frames vary depending on location. After the payment date it can take up to a month for the check to reach the address in your KDP account. Please allow this much time before reporting your check as lost, and be sure to confirm the address on file is correct.

Withholding

If you're a US publisher, royalty payments for sales on the BR store are subject to Brazilian withholding taxation of 15%. Also, royalty payments for sales on the IN store are subject to 10% Singaporean tax withholding. If you're not a US publisher, royalties for Amazon. com (US) are subject to tax withholding depending on the country or region where you pay taxes. For Amazon. com. br (BR), you'll be subject to withholding only if you report your taxes in certain countries and regions. Learn more about tax withholding.

The tax withholding will be applied to the gross amount of your payment before it gets processed. Meaning that if you accrued $143.00 in the US Kindle Store and you have 30% tax withholding on your account, we will process a payment for $100.10 ($143.00 – 30% = $100.10).

Amazon Digital and Device Forum

New to amazon

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Join Date: 11/13/2018 Posts: 1 Member Details

I am new to Amazon and totally lost. How do you link Amazon to your paypal account?

Location: Family room Join Date: 10/9/2017 Posts: 4,097 Member Details

I don't believe you can use PayPal on Amazon.

Look here for all the info you need about payment methods accepted on Amazon:

Join Date: 10/9/2017 Posts: 8,860 Owned Amazon Devices:
Kindle Fire Tablet

Member Details

You cannot - payment is by gift card, credit card or certain debit cards:

See image for Payment method help page here:

Location: Somewhere green and pleasant Join Date: 10/9/2017 Posts: 10,131 Owned Amazon Devices:
Kindle Fire Tablet Fire TV

Member Details

Amazon has wonderful Help files that explain all this. General rule: If you don't see a particular payment method listed, they (any they) don't take it. Be it Papal, Bitcoin or chickens.

Just to help: These forums are, by Amazon's statement, meant for use in getting help with their digital devices and systems and not general customer service questions which you can direct at Amazon 24/7

NOTE: I do NOT speak for or represent Amazon in any fashion. This is a customer to customer forum.

Disclaimer: I have examined any sites I provide links for and have determined them to be safe but I make no promises about safety, content, ads served or anything that might make you clutch your pearls in horror. Use discretion clicking on links provided by total strangers such as myself.

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Amazon. com Help Assign a Checking Account as a Payment Option

Change credit card (default payment method) on Amazon

Is Using a Credit Card on Amazon Safe?

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Protection

Prevention

Alternative

Amazon. com Help: Assign a Checking Account as a Payment Option

Help Topics

Contact Us

Payment schedule

Direct deposit

Payment options by location

Payment thresholds

Update your payment method

From check to direct deposit

To direct deposit for all Amazon marketplaces

Review or change your bank details

Add a bank account

United States bank accounts

European Union bank accounts

Japan bank accounts

Brazil bank accounts

Missing payment issues

Payment not received for all marketplaces

Report shows an EFT/WIRE payment, but payment doesn't appear in bank account

Check has not arrived

Withholding

Amazon Digital and Device Forum

New to amazon

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