Amazon. com Customer reviews Behold

Ge Money Bank / Amazon. com — amazon. com store card denial

I recently applied for an amazon. com store card through GE money back because they had an excellent finacing deal on LCD tvs. I have excellent credit with a score over 800 and I recently got a Lowes credit card last month which is also through GE Money Bank. I aplied and got a response a few days later via email saying I was not approved. The letter stated that they ere unable to verify identity. I was a bit worreid about this since identity theft/etc. is always a possibility and there was no reason I could think of me being denied a basic store credit card. I dug in a bit further and called amazon. com. They first suggested I check my credit report through equifax. I checked that and all information was correct, luckilly I didnt have to pay to get this information. The next call to amazon led me to the conclusion that somehow my phone number was to blame for this problem. I do not have a land line phone number, only a cell phone (I doubt I am in a unique situation here) BUT my cell phone billing address is through my employer, and is also a different area code. So basically there is not a direct link from my cell phone to my address or name. After going up the chain of command at at amazon. com and checking the FTC fair credit act that says you dont have to have a phone in your name to get credit, I was still not approved, and the computer program was responsible. It was suggested (by a supervisor) that I apply again (after waiting 30 days and the sale is over) I put in A FALSE PHONE NUMBER - LIKE MY NEIGHBOR OR FRIEND that is nearby, and then after I am approved I can switch it. What kind of crap is this? It seems like a land line phone is a requirement to get credit these days. I am getting scared the machines are getting too much power over common sense.

More Ge Money Bank / Amazon. com Complaints & Reviews

[Resolved] GE Money Bank - Cheating customers! [569] GE Money Bank-Yamaha Installment Financing - Unauthorized ACH Transaction, fraud, vioalation of fair credit reporting act [26] Ge Money Bank / Care Credit - Cheating, lying swindlers! [62] Ge Money Bank (Lowe's Consumer Credit Card) - Non Compliant toward request [4] GE Money Bank - Being sued for outrageous fees! [92] GE MONEY - Debenham's store cards. [6] GE Money Bank - Terrible bank [2] GE MONEY - Automatic Payments and Customer Serivce Ge Money Bank / Lowe's Credit Card - Inept customer service [2] Ge Care Credit - the worst company i've ever had to deal with.

I had the same problem when recently applying for an amazon. com card. I was rejected because they could verify my identity. Although my cell phone payment address is the same as my current home address, which is the same as listed on my credit report. The lady at GE Money Bank claimed that my phone number on the application didn't match the one on my credit report. when my credit report doesn't even show my phone number on it, just addresses. I've had the same phone number now for a long time (3+ years) and all my credit accounts, bank accounts, etc. all have this number on record. I have no idea what the problem exactly is, and GE Money bank was no help whatsoever except to tell me to reapply in three months. Problem is, what phone number do I use then? What a joke. does amazon want people to apply for these cards or what?

I had the same problem. Living in same home for over a decade. Have an AMEX gold card for over 2 decades. Have a circuit city card with lots and lots of available credit not being used. I will probably buy from Circuit City and I have shorted Amazon Stock and their stock is already heading down. So far I am up 10% on my short positon.

Consider yourself lucky! Do not get a credit card through GE. Read the warnings on https://www. complaintsboard. com. I got scammed by these ###s.

GE MONEY BANK IS A COMPLETE SHAM! I have a credit score over 850 and yet I was denied a simple Amazon. Com charge card today. I was excited at the prospect of having 24 months to pay for an LCD TV along with a few extra components. After I applied, I received a web page stating I would be notified by mail. I thought there must have been some mistake as I have NEVER been denied credit. EVER. So I call up and reach INDIA of course, and some lady says that something must not have matched my credit report on the application. We run through what they have in their system and it all matches what I put on the application. I'm so concerned that I run THREE bureau reports and everything is fine on all three of my credit reports. I call GE MONEY BANK back and get nasty service, hung up on, and then finally someone willing to help. They tell me that they are trying to push the application through and keep me on hold forever. In the meantime, I'm reading all these negative reports about them and growing more concerned. When they finally came back on the phone, I almost cancelled the application, but thought I would give it a try. They said it needed to be forwarded to application research and to call back in an hour.

I did so and to make a very long story short, after half an hour, the lady helping me said I need to answer a few questions taken from public record to verify the account. The first question? "What is the color of your hair you put on your driver's license?" I have NEVER been asked this before and it caught me so off guard, I actually answered. Until the next questions. "What is the height you stated on your driver's license?" That was it. I was finished. I asked to have my application cancelled right then and there. Seemed WAY TO FISHY TO ME! Has anyone ever been asked this before??

Now I'm seriously concerned that through all this hassle, they have somehow screwed something up and I fear idenity theft. So I'm going to run my reports in two months and every two months after that for six months. I have no idea what these people are doing. I'd say, STAY AWAY.

My opinion, if you have the a credit card with a low APR or if you can negotiate, buy stuff that way. All these people on here have been screwed over so bad, they would have been better off putting there purchase on a normal credit card.

So I guess I'm not alone. I found this complaint through google searching for information after GE Money Bank's incompetence left me confused and annoyed.

I applied for an Amazon. com card on July 3rd 2007, when they had the 36 month financing offer on the LCD TVs. It seemed like a great deal as the TV is tax free and shipping was free too. I've purchased a TV from Amazon before but on my Amex, so I was not at all worried about the delivery. I am a college student with two credit cards that carry no debt and only federal subsidized loans. My credit score is over 750 and I have never had a late payment on anything. I was shocked when my application was not approved within the "30 seconds" amazon promised. I was sure there had been a mistake so I called Amazon, was connected to GE money bank, and have just had nightmares with it since.

I was told that my application needed "further review" and after a few days and speaking to about eight different people (mostly monotone CSR's in India) I received an email telling me that my application was rejected because they could not verify my identity. I called them, and surely enough nobody could tell me what that meant. I did just move into a new home in July so I figured that was that and was told to reapply in 30 days. I thought it was ridiculous but was willing to give it another shot.

Earlier this evening I tried reapplying (it has been about 33 days) and again got the "application code" screen. After speaking to about 6 different people in India who have no clue what they are talking about I realized these are probably not people I want to finance something that is $1800.00, and that I am better off just paying a couple hundred more at circuit city (who I also hate dealing with but at least their cards are through Chase and not GE).

I have always had good experiences with Amazon but they really need to find someone else to host their credit cards. rejecting people with good credit is just bad business. I am considering taking some kind of legal action to find out exactly why my application was denied and exercising all my rights under the FCRA.

Behold! 18 of the Best Amazon & Amazon Prime Hacks You Can’t Live Without!

Jim Wang

Updated March 21, 2019

Some links below are from our sponsors. Here's how we make money.

I love Amazon. com. If I order something online, there's a 90% chance I'll get it from Amazon. com. We have Amazon Prime too, so almost everything can be at our house within two days. We use Subscribe and Save to get a discount on things like diapers, tissue paper, toilet paper, and other nonperishable necessities.

Our local Costco is 20 minutes away. Our local Home Depot is about 20 minutes away. If it's not urgent, I buy it on Amazon and it saves me an hour-long trip. We still go but now we don't need to lug massive packages back.

A few years ago, I ordered a massive 280 lb. snow blower. Not only was it delivered to my door with nice folks wearing white gloves but it was cheaper than anywhere else. (this thing was not fitting in my car!) I looked extensively.

One day, in the near future, some drone army might do the delivery with their robotic white gloves!

So in all that time, I've learned a few tricks about getting the best out of Amazon. com. I've read all the articles out there claiming to be Amazon “hacks,” where they just list membership benefits, tell you about the Fire stick, or tell you to check out Warehouse Deals or enlighten you about “subscribe and save.” Seriously, everyone knows about subscribe and save. Those posts are nice reminders, but those aren't exactly hacks.

Warehouse Deals is where Amazon sells any open-box and used products. You can often save big bucks because this is where they sell any returns and trade-ins. You get free shipping with Prime plus a 30-day return policy. It's certainly worth a look, there are Hundreds of thousands of products here.

The next place is Amazon Outlet, where you can find big discounts on markdowns, clearance items, and overstocks. Warehouse is for used and open box items, Outlet is where Amazon is looking to empty their warehouse. Both can result in big savings.

Table of Contents

Amazon Cash Promotion: Add $25+, Get $5 Amazon Credit

Amazon is pushing their Amazon Cash program – you get $5 Amazon Credit when you add $25 or more to your Amazon Balance. To add cash to your account, you get your barcode and go to a partner store (CVS Pharmacy, GameStop, etc.) to load into your account. It's a couple extra steps but if you're going to be at a partner store, you might as well get $5 for your trouble!

Remember All Their Awesome Prime Services

I had to get the party started by singing the praises of Amazon Prime… just in case you were one of the last few people holding out.

Amazon Prime is the best. You get two day shipping, a ton of streaming content in music and video (TV, movies, etc.) plus photo storage and even special discounts, like 20% off new release video games and diapers. Oh, and you can get one free kindle book each month from the Kindle Lending Library.

There are a few versions of Prime. There's regular Prime, Amazon Student, and Amazon Mom or Amazon Family (it was recently renamed to Amazon Family).

They're all pretty much the same idea except Amazon Student is a 6-month trial whereas the other two are 30 days. Amazon Family also gets 20% off diapers and 15% off a baby registry.

Amazon Prime Refund: By the way, if you happened to sign up for Prime and lost track of the trial period (it's 30 days), you can request a refund if you don't want to continue past the membership but they billed you. Just go to Manage Your Prime Membership and click End Membership, if you haven't used any Prime services then they'll automatically refund you. If you have, you will have to go through the contact page and request a refund. It's harder to get it after you've used services but still worth a shot.

Take the No-Rush Shipping Bribe

With Prime, you get free Two-Day shipping. Amazon, in their brilliance, often offers a bribe if you are willing to accept No-Rush shipping, which takes an additional 3 days.

My favorite was the bribe has been $1 credit for eBooks, digital videos, and more. I will order individual items, separately, and opt for No Rush Shipping so I can get a $1 credit each time. They will usually all ship in the same box, so I'm not hurting Mother Nature with more boxes.

I've read tips from folks who say you should order a bunch of items with the slower shipping but then select 2-day shipping on the last one, thus getting all your items within 2-days plus the credits. Personally, this feels more like trickery (or thievery) than savviness but I don't begrudge anyone who does it.

Best part? Those $1 credits get used up by my lovely wife on books for her Kindle or movie rentals. (or one of these Kindle personal finance books under $1)

If you ever need to look up how many digital credits you have, click here. They don't make that page easy to find. 🙂

Consider the Amazon Prime Credit Card

We take a much closer look at the Amazon Prime Rewards Visa to see if it's worth it, but the short answer is a resounding “yes!” if you shop a lot on Amazon.

You get 5% back on Amazon and Whole Foods, 2% at restaurants, gas stations, and drugstores; and finally 1% on everything else. The cashback comes as Amazon credit by default but you can have it set to a statement credit or transfer to your bank.

Visit the Treasure Truck!

The Amazon Treasure Truck is a mobile Amazon. com store that offers one fantastic deal. It moves around and isn't available everywhere but you can find out the deal of the day in your area (if they're around) by signing up for texts. Just go to http://amazon. com/treasuretruck and sign up.

The truck itself is a little bit of fun for the kids too. When you show up, even if you're buying anything, they give out little toys. We stumbled onto one the other day and they had bouncy balls, brass coins, colored pencils, and other fun goodies for the kiddos.

Avoid Sales Tax with Third Party Sellers

Amazon. com collects tax in 45 of the 50 states. It used to be that they only collected in areas where there was a “nexus,” like a fulfillment center in Baltimore, Maryland. They don't collect it on third-party sellers who fulfill through Amazon. 🙂

You get all of your Amazon benefits, such as free 2-day shipping with Prime, without the sales tax since the seller is out of state and thus not subject to sales tax.

There doesn't appear to be an easy way to look up the state of a seller but the price listing now shows you estimated tax (and shipping), so you can make a quick comparison.

Discounted Prime for EBT Holders

If you receive government assistance, defined as having an EBT card, you can get Amazon Prime for just $5.99 a month rather than the $99 a year ($8.25 a month).

You get all of the benefits of Prime with only one exception – you don't have Household sharing. You can only get this price for 48 months and will have to qualify every 12 months.

Delete Search History

If you live in a household, chances are you share the same Amazon Prime account (no sense paying for two!). During the holidays, this can make shopping for loved ones difficult because Amazon will show recommendations to everyone that's logged into the account.

How do you avoid this? Delete your search history.

You can do it easily by going to your browsing history page here and deleting items. You can also purge the whole list on that same page by clicking on “Manage history” at the top right and clicking “Remove all items.” You can turn off browsing history too from the same drop down.

If you want it to track but just not right now, search in incognito/private mode on your browser so you aren't logged in.

Complain About Shipping Delays

If your ordered package doesn't arrive by the scheduled time, let Amazon know. If you had Prime two-day shipping, it might result in a membership extension or a credit to your account. It doesn't matter if the delay isn't their fault (like weather), because they made the guarantee so they will own up to it. If you don't feel comfortable holding them responsible for things out of their control, then only complain about the delays you want to. 🙂 The best way to complain is via the contact form.

We recently ordered a few items and due to some weird UPS delay, it arrived a week later. I initiated a quick chat with Customer Service, took a few minutes, and they credited us with a free month of Amazon Prime (valued at $8.25).

I'm glad it was messaging chat because it let me mix in a little passive aggressive faux outrage (I wasn't upset about it showing up late, heck I usually take the bribe!).

Price Drop Policy

If you buy an item on Amazon. com that is being sold by Amazon. com LLC and the price drops within 7 days, you can get a credit for the difference. Get your order number and head on over to their Live Chat system, where you can submit your request. It's a pretty simple process, they've done it a million times, and you'll get the difference as a credit you can spend later. The big thing to watch out for is that the seller is still Amazon. com, this won't work if it's a third party seller.

The next time I can take advantage of this I'll post some screenshots talking you through the process, until then here's a good walkthrough.

Find Any User's Wishlist

Did you know that you can find the List and Registry of any Amazon. com customer? You can search by name or, more accurately, by their email address.

Just go to the Wishlist search page and surprise them on their birthday. 🙂

Squeeze Last Cents on Prepaid Gift Cards into Amazon Gift Cards

Ever have a few of those prepaid VISA gift cards with like 50 cents left? You just want to get rid of them but feel bad about tossing fifty cents or a dollar? Squeeze the last few cents out by using them to buy Amazon. com Gift Cards – Email Delivery. Send them to yourself, copy out the code and paste them in your account. Boom, trash the card. 🙂

(50 cents is the minimum, unfortunately)

Earn Reload Bonuses

When you “reload” your Amazon gift card balance, you can earn an extra Amazon credit bonus. Simply go to the Reload Your Balance and look at the banner at the top.

If you've never reloaded before, you should see a Reload $100, get a $5 reward on your first reload offer:

If you've reloaded before, you might see a Earn a 2% reward when you use your checking account to reload your gift card balance offer:

Either way, unless your credit card is giving you 2% cashback (the only one I'm aware of that will do this is the Discover it Cashback Match card when Amazon was a 5% category!), this is a great deal.

Twitch Prime

Do you like games? Do you enjoy watching people play games? Twitch Prime is included with Amazon Prime.

Lastly, and this won't save you any money, but sign up for AmazonSmile. They donate 0.5% of your eligible purchases to a charitable organization of your choice. It'll cost you nothing, other than remembering to go to http://smile. amazon. com/ or installing a browser extension) and helps a charity out.

Do you have a favorite hack I missed? Or one on this list that you didn't know about? Let me know!

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Here's how fast an 8-Core AMD 4.0Ghz CPU can render video, using OpenShot Video Editor on JULinux 12 x86_64. It renders just slightly slower than the length of the video. You can see temperature benchmarks in real time too.

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LEGAL NOTICE TO YOUTUBE, FACEBOOK, AND ALL VIEWERS: the creator’s intent is to inform, educate, or entertain (not offend or shock). Incorporated by reference as though being stated fully herein https://youtu. be/GMVGHpNGBBM NOTICE TO THE PRINCIPLE IS NOTICE TO THE AGENT, NOTICE TO ANY AGENT IS NOTICE TO THE PRINCIPLE. ERRORS AND OMISSIONS ARE CONSISTENT WITH INTENT. ALL RIGHTS RESERVED AND NONE WAIVED.

International Slavery laws and treaties, say that I must be compensated for any work done. My videos must be Monetized.

OXELO New Town 9 Easy Fold Adult Kick Scooter Review

It makes up for it with its sturdy and stable built, as well as it’s secure park-and-lock feature that allows your scooter to be locked to a pole securely without worrying about theft. In addition, it also has both front handlebar and rear brakes. Maximum weight capacity is at 220 pounds (100 kg).

NOTABLES: What’s the difference between the OXELO Town 5, Town 7 and Town 9 models? The Town 5 has a narrower foot deck. And the Town 9 has the largest deck and includes braking system on the handlebar. That leaves the Town 7 which is somewhere in between with no front braking system and an average sized deck.

There are no customer reviews on Amazon. com currently. But the brand has a strong following in Asia and Europe. Oxelo is from France.

Quick Summary

Easy to fold Firm rubber grip on the deck for better comfort and balance Ergonomic grip on handle bars with palm rests 200 mm HIGH BOUNCE PU rubber wheels Takes 1 second to fold and unfold

OXELO Town 9 – Easy Fold by Oxelo

OXELO – Town 9 Easyfold by Oxelo

Oxelo Town 9 Easyfold Kick Scooter by CityKickScooter

New Oxelo Town 9 Titanium 2015 by CityKickScooter

Oxelo Town 9 – Primo giro e impressioni generali… by alessandroz75

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Click on pictures for more information and to browse at Amazon.

OXELO New Town 9 Easy Fold Adult Kick Scooter Review